Ok, so here’s the deal I am studying for a Finance test and on the study guide is a problem as follows

3. The future value of an ,000 ordinary annuity deposited at 12 percent compounded annually for
each of the next 3 years is
A) ,744.
B) ,000.
C) ,360.
D) ,080.

I have tried and tried to get this problem right but I am at a stand still. So can someone please show me how to work this problem if it helps the answer is A

If I go overseas I will have more time to study for an important finance test and I will get to travel Asia and have a good time. Passing the test is not guaranteed. Or I can start working and gain experience in order to go back to school.